BORROWER FEE PACKAGES
Borrowers entering a financing transaction are often presented with a lender-drafted set of loan documents that define the rights, obligations, and risk allocation of the entire transaction. Careful review and negotiation of those documents is essential to ensure the borrower’s interests are protected and that the financing structure aligns with the business objectives of the transaction. Equity Legal offers flat-fee borrower-side loan review packages designed to bring predictability and clarity to financing transactions. Rather than placing borrowers into open-ended hourly engagements, these packages provide a defined scope of document review, borrower-side redlining, and structured legal support through the closing process. Our borrower packages assume that the lender or lender’s counsel prepares the initial draft loan documents, after which Equity Legal conducts a detailed review, identifies potential legal and structural risks, and negotiates appropriate revisions on behalf of the borrower. The result is a streamlined legal process that allows borrowers and sponsors to approach their financing transaction with greater confidence and clarity.
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If you are a lender, please click HERE to review our flat fee packages tailored to lenders.
Three Tiers of Borrower Flat Fee Packages*
Click on a Package Below for More Information
TIER I
Property Acquisition
Essential Documents
Package | $7,500
Refinance Loan
Essential Documents
Package | $7,500
Construction Loan
Essential Documents
Package | $7,500
Bridge Loan
Essential Documents
Package | $7,500
Mezzanine Loan
Essential Documents
Package | $7,500
TIER II
Property Acquisition
Closing Support
Package | $10,500
Refinance Loan
Closing Support
Package | $10,500
Construction Loan
Closing Support
Package | $10,500
Bridge Loan
Closing Support
Package | $10,500
Mezzanine Loan
Closing Support
Package | $10,500
TIER III
Property Acquisition
Comprehensive
Package | $14,500
Refinance Loan
Comprehensive
Package | $14,500
Construction Loan
Comprehensive
Package | $14,500
Bridge Loan
Comprehensive
Package | $14,500
Mezzanine Loan
Comprehensive
Package | $14,500
These borrower-side flat-fee packages designed to bring structure and predictability to private financing transactions. Instead of forcing every loan closing into a fully open-ended hourly engagement, these packages give lenders a defined document scope, two rounds of revisions, and—depending on tier—dedicated attorney time through closing. The packages are built for Florida transactions and are particularly well suited to borrowers that want set predictable pricing. The process generally is as follows:​
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Step 1: Intake and deal structure review.
Step 2: First draft of the lender-side document set.
Step 3: Two consolidated revision rounds.
Step 4: Closing support in line with the selected tier.
Step 5: Signature package and closing coordination through the scheduled closing.
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You can add these on to any of the packages at our reduced rate:
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Additional Attorney Hours: $2,500 per 10 hours
Additional Document: $1,250 per document
Additional Borrower: $500 per additional borrower
Additional Guarantor: $500 per additional guarantor
Additional Revisions: $1000 per round of revision​
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Out of Package Scope:
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Out-of-scope items include litigation, escrow, contested workouts, bankruptcy, tax advice, securities advice, regulatory opinions, syndication/participation documentation, multi-state collateral, agency/GSE/CMBS forms, and heavily negotiated intercreditor or subordination disputes unless specifically included in the package.
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