BRIDGE LOAN
PACKAGES FOR BORROWERS
Bridge financing is typically structured as short-term debt designed to provide capital until a refinancing, sale, or other liquidity event occurs. Because these loans are intended to bridge a specific transition period, the documentation often includes strict covenants, defined exit triggers, and lender protections tied to the anticipated take-out event. Equity Legal provides borrower-side legal review for bridge financing transactions, helping borrowers understand the lender’s documentation and evaluate the obligations that may affect the borrower’s ability to execute the planned exit strategy. Our flat-fee review packages allow borrowers to negotiate key provisions and move efficiently toward closing while maintaining clarity on the scope and cost of legal support.
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If you are a lender, please click HERE to review our flat fee packages tailored to lenders.
BRIDGE LOAN
TIER I
Bridge Loan
Essential Documents Package | $7,500
• Bridge Promissory Note
• Bridge Loan Agreement
• Security Agreement or Pledge Agreement
• Basic guaranty
• UCC-1 financing statement preparation
• Milestone schedule in basic form
• Borrower and guarantor authority templates
• Closing checklist and signature package
• Two revision rounds on the document set
TIER II
Bridge Loan
Closing Support
Package | $10,500
• Everything in Tier I
• Collateral assignment of key contracts, proceeds, or rights tied to the bridge take-out
• Basic account-control or blocked-account template, if part of the standard structure
• Enhanced covenant and milestone package
• Basic title or collateral-review issue spotting if real-property collateral is involved
• Coordination through closing
• Up to 5 attorney hours through closing
TIER III
Bridge Loan
Comprehensive
Package | $14,500
• Everything in Tier II
• One basic subordination, intercreditor, or lender-consent document, if required by the bridge structure
• Enhanced pledge / control document package
• Detailed closing and post-closing checklist
• Additional coordination and comment management through closing
• Up to 10 attorney hours through closing
These borrower-side flat-fee packages are designed to bring structure and predictability to loan document review and negotiation for financing transactions. Instead of placing borrowers into a fully open-ended hourly engagement, these packages provide a defined scope of legal review, two rounds of borrower-side redlines to the lender’s document set, and—depending on the selected tier—dedicated attorney time through the closing process. The packages are built for Florida transactions and are particularly well suited to sponsors, developers, operating companies, and borrowers obtaining financing from private lenders, debt funds, family offices, or institutional lenders who want a predictable legal framework for reviewing and negotiating lender-drafted loan documents. The process is generally as follows:​
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Step 1: Intake and deal structure review.
Step 2: Review drafts of Lender provided document set.
Step 3: Two consolidated redline revision rounds.
Step 4: Closing support in line with the selected tier.
Step 5: Signature package and closing coordination through the scheduled closing.
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You can add these on to any of the packages at our reduced rate:
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Additional Attorney Hours: $2,500 per 10 hours
Additional Document: $1,250 per document
Additional Borrower: $500 per additional borrower
Additional Guarantor: $500 per additional guarantor
Additional Revisions: $1000 per round of revision​
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Out of Package Scope:
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Out-of-scope items include litigation, escrow, contested workouts, bankruptcy, tax advice, securities advice, regulatory opinions, syndication/participation documentation, multi-state collateral, agency/GSE/CMBS forms, and heavily negotiated intercreditor or subordination disputes unless specifically included in the package.
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