CONSTRUCTION LOAN
PACKAGES FOR LENDERS
Construction and development financing requires a more complex loan structure than traditional acquisition loans. In addition to the core loan documents, construction loans typically include provisions governing draw procedures, disbursement conditions, project completion requirements, and lender oversight during the development process. Equity Legal provides lender-side loan documentation packages for construction and development financing transactions in Florida. Our packages are designed to establish the legal framework necessary to fund and administer construction projects while protecting the lender’s security interests and ensuring appropriate project controls. These packages provide lenders with a structured legal approach to documenting construction financing while maintaining predictable legal fees and a defined scope of document preparation and closing support.
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If you are a borrower, please click HERE to review our flat fee packages tailored to borrowers.
CONSTRUCTION LOAN
TIER I
Construction Loan Essential Documents Package | $7,500
• Construction Promissory Note
• Construction Loan Agreement
• Florida mortgage or other project security instrument
• Security Agreement and UCC package
• Basic payment guaranty
• Basic draw request form and closing checklist
• Borrower and guarantor authority templates
• Basic title commitment and survey issue-spot review
• Two revision rounds on the document set
TIER II
Construction Loan
Closing Support
Package | $10,500
• Everything in Tier I
• Assignment of construction contract, plans, specifications, and permits
• Completion guaranty
• Detailed draw procedure exhibits and disbursement conditions
• Coordination with title company, escrow, or funds-control parties
• Title/survey comment list and lender issue memorandum
• Up to 5 attorney hours through closing
TIER III
Construction Loan​Comprehensive
Package | $14,500
• Everything in Tier II
• Architect and contractor consent or reliance forms, if part of the standard transaction
• Environmental indemnity
• Lien-waiver and draw-administration package
• Expanded completion / carry guaranty structure
• Detailed post-closing draw-administration checklist
• Up to 10 attorney hours through closing
These lender-side flat-fee packages designed to bring structure and predictability to private financing transactions. Instead of forcing every loan closing into a fully open-ended hourly engagement, these packages give lenders a defined document scope, two rounds of revisions, and—depending on tier—dedicated attorney time through closing. The packages are built for Florida transactions and are particularly well suited to private lenders, debt funds, family offices, and active individual lenders that want a repeatable legal product. The process generally is as follows:​
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Step 1: Intake and deal structure review.
Step 2: First draft of the lender-side document set.
Step 3: Two consolidated revision rounds.
Step 4: Closing support in line with the selected tier.
Step 5: Signature package and closing coordination through the scheduled closing.
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You can add these on to any of the packages at our reduced rate:
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Additional Attorney Hours: $2,500 per 10 hours
Additional Document: $1,250 per document
Additional Borrower: $500 per additional borrower
Additional Guarantor: $500 per additional guarantor
Additional Revisions: $1000 per round of revision​
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Out of Package Scope:
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Out-of-scope items include litigation, escrow, contested workouts, bankruptcy, tax advice, securities advice, regulatory opinions, syndication/participation documentation, multi-state collateral, agency/GSE/CMBS forms, and heavily negotiated intercreditor or subordination disputes unless specifically included in the package.
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